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Prelims 2025 · Q69 · Payments & digital money

Consider the following countries :

  1. I.United Arab Emirates
  2. II.France
  3. III.Germany
  4. IV.Singapore
  5. V.Bangladesh

How many countries amongst the above are there other than India where international merchant payments are accepted under UPI?

Show answer

Answer: B. UPI QR payments are accepted at merchants in the UAE (via NIPL partnerships such as NEOPAY), Singapore (via NIPL's tie-up with Liquid Group, from 2021; the UPI-PayNow link of 2023 is for remittances) and France (launched at the Eiffel Tower with Lyra, February 2024). Germany does not have UPI merchant acceptance. Bangladesh did not have live UPI merchant payments at the time. So three countries.

Watch for: Bangladesh sounds likely because of neighbourhood ties, but UPI launches in 2024 were in Sri Lanka and Mauritius, not Bangladesh.

Why the other options are wrong
  • A. Only two is wrong, because UAE, France and Singapore all accept UPI.
  • C. Only four is wrong, because Germany and Bangladesh do not accept UPI merchant payments.
  • D. All five is wrong, because Germany and Bangladesh are not on the list.

Source to check: NPCI International Payments Ltd (NIPL) website; PIB releases on UPI launches abroad (2023-2024)

Answer from the official UPSC key. Written and fact-checked by AI against the official key. Spotted a mistake? Report it.