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Money, banking & markets

Asked in 11 of the last 11 Prelims papers. A must-do.

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How it's askedPolicy tools and their effect on liquidity, banking structure, payments and market instruments.

ReadNCERT Class 12 Macroeconomics ch. 3 · RBI monetary policy statements

Financial markets & instruments22 questionsBanking & NBFCs20 questionsRBI & monetary policy14 questionsPayments & digital money13 questions
all 69 questions
2026Which one of the following correctly represents the three key sub-indices of the Financial Inclusion Index (FI-Index)…2026Which one of the following best describes the key objective of India's 'Open Network for Digital Commerce' (ONDC)…2026Which one of the following statements about Unified Payments Interface (UPI) and Central Bank Digital Currency…2026Which of the following statements about Real-World Assets (RWA) Tokenization are correct ?2026A bond whose proceeds are used only to finance or refinance a combination of both environmental and social projects is…2026Which of the following statements about M1xchange's role in Micro, Small & Medium Enterprises (MSMEs) financing is/are…2026Which of the following statements about insurance in aviation sector is/are correct ?2026Which of the following statements about Crowdfunding is/are correct ?2026With reference to different Committees in India: Sl. No.: R.N. Malhotra Committee, L.C. Gupta Committee, Urjit R.…2026“NBFCs cannot accept demand deposits.” and 3 more statements
Show all 692025With reference to investments: How many of the above are treated as Alternative Investment Funds? (Bonds, Hedge Funds…2025Which of the following are the sources of income for the Reserve Bank of India?2025“As regards returns from an investment in a company, generally, bondholders are…” and 2 more statements2025“India accounts for a very large portion of all equity option contracts traded globally…” and 2 more statements2025“In RTGS, the settlement time is instantaneous while in case of NEFT, it takes some time…” and 2 more statements2025How many countries amongst the above are there other than India where international merchant payments are accepted…2024With reference to the Indian economy, "Collateral Borrowing and Lending Obligations" are the instruments of2024“In India, Non-Banking Financial Companies can access the Liquidity Adjustment Facility…” and 2 more statements2024In India, which of the following can trade in Corporate Bonds and Government Securities ?2024Which of the above is/are considered financial instruments ? (Exchange-Traded Funds (ETF), Motor vehicles, Currency…2024With reference to the rule/rules imposed by the Reserve Bank of India while treating foreign banks: “There is no…2024“It is a sovereign currency issued by the Reserve Bank of India (RBI) in alignment with…” and 3 more statements2023“Interest income from the deposits in Infrastructure Investment Trusts (InvITs)…” and 1 more statement2023“In the post-pandemic recent past, many Central Banks worldwide had carried out interest…” and 1 more statement2023Which one of the following activities of the Reserve Bank of India is considered to be part of 'sterilization'?2023How many of the above are included in capital markets? (Government Bond Market, Call Money Market, Treasury Bill…2023With reference to Central Bank digital currencies: “It is possible to make payments in a digital currency without…2023In the context of finance, the term 'beta' refers to2023“The Self-Help Group (SHG) programme was originally initiated by the State Bank of India…” and 2 more statements2022With reference to the Indian economy: “If the inflation is too high, Reserve Bank of India (RBI) is likely to buy…2022“In India, credit rating agencies are regulated by Reserve Bank of India.” and 2 more statements2022With reference to the ‘Banks Board Bureau (BBB)’, which of the following statements are correct ?2022With reference to Convertible Bonds: “As there is an option to exchange the bond for equity, Convertible Bonds pay a…2022In India, which one of the following is responsible for maintaining price stability by controlling inflation ?2021“The Governor of the Reserve Bank of India (RBI) is appointed by the Central Government.” and 2 more statements2021With reference to 'Urban Cooperative Banks' in India: “They are supervised and regulated by local boards set up by the…2021Indian Government Bond Yields are influenced by which of the following?2021The money multiplier in an economy increases with which one of the following?2021With reference to 'WaterCredit': “It puts microfinance tools to work in the water and sanitation sector.” and 2 more…2021In India, the central bank's function as the 'lender of last resort' usually refers to which of the following?2020If you withdraw ₹ 1,00,000 in cash from your Demand Deposit Account at your bank, the immediate effect on aggregate…2020If the RBI decides to adopt an expansionist monetary policy, which of the following would it not do ?2020“In terms of short-term credit delivery to the agriculture sector, District Central…” and 1 more statement2020In India, under cyber insurance for individuals, which of the following benefits are generally covered, in addition to…2020What is the importance of the term "Interest Coverage Ratio" of a firm in India ?2020With reference to the Indian economy: “'Commercial Paper' is a short-term unsecured promissory note.” and 3 more…2019The Service Area Approach was implemented under the purview of2019Which of the following is not included in the assets of a commercial bank in India?2019Which of the following is issued by registered foreign portfolio investors to overseas investors who want to be part…2019What was the purpose of Inter-Creditor Agreement signed by Indian banks and financial institutions recently?2019The Chairmen of public sector banks are selected by the2019“they shall ensure that entire data relating to payment systems operated by them are…” and 2 more statements2019The money multiplier in an economy increases with which one of the following?2018Which one of the following best describes the term “Merchant Discount Rate” sometimes seen in news ?2018Which one of the following links all the ATMs in India ?2018“Capital Adequacy Ratio (CAR) is the amount that banks have to maintain in the form of…” and 1 more statement2018With reference to digital payments: “BHIM app allows the user to transfer money to anyone with a UPI-enabled bank…2018Which one of the following statements correctly describes the meaning of legal tender money ?2018With reference to the governance of public sector banking in India: “Capital infusion into public sector banks by the…2017Which of the following statements is/are correct regarding the Monetary Policy Committee (MPC) ?2017What is the purpose of setting up of Small Finance Banks (SFBs) in India ?2017Which of the following is a most likely consequence of implementing the ‘Unified Payments Interface (UPI)’ ?2017Which of the following statements best describes the term ‘Scheme for Sustainable Structuring of Stressed Assets…2017“National Payments Corporation of India (NPCI) helps in promoting the financial inclusion…” and 1 more statement2016The establishment of 'Payment Banks' is being allowed in India to promote financial inclusion. Which of the following…2016With reference to 'IFC Masala Bonds', sometimes seen in the news, which of the statements given below is/are correct?2016The term 'Core Banking Solutions' is sometimes seen in the news. Which of the following statements best…2016What is/are the purpose/purposes of the 'Marginal Cost of Funds based Lending Rate (MCLR)' announced by RBI?2016With reference to 'Bitcoins', sometimes seen in the news, which of the following statements is/are correct?